(Foreclosure is embarrassing and I don’t want to put his name out there.) Dave asked, “I haven’t made a house payment in a while. I’m just wondering how much longer it will be before I have to move out?”
Here is the answer to Peter’s Question. It all depends on what his plans are and how tight he is on money.
Most people in foreclosure are at a disadvantage because they how the process works. Here is the answer to his question.
It all depends what on the state he is located in and whether or not his lender has started the foreclosure process. So the first thing you should do is find out if the foreclosure has been started.
You can do that by calling the courthouse in your county or town. for example, if you live in Orange County, then you would call the Orange County Courthouse. They will direct you to the correct person.
Once you find the correct people, ask them for the foreclosure department. Then, ask the clerk there how you can research if a foreclosure has been filed against you.
They will either direct you to a website, or look up the information on their computer. Here is why it is important to find out if the foreclosure has been started.
We have seen many lenders wait 8 months, 12 months, and sometimes even longer, to start the legal foreclosure process. Many of them are backed up and don’t have the staff in place to handle everything.
Once the foreclosure has been started you will want to see how far along it is. Every state handles foreclosure process differently. In addition, they all have different time periods for redemption.
Because of that, I would recommend you contact a competent Stop Foreclosure Institute Specialist in your area. I am the local specialist for Huntington Beach and Orange County, CA.
If you are located in Southern California and want more information on the status of your foreclosure, then send me an e-mail at Tony@HunthausenGroup.com. I will contact you for a free consultation. Or, if you prefer, then you can call me at 714-334-7808.
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Huntington Beach Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.
Thanks for reading this, Tony Hunthausen.
Tony is a Real Estate Broker Associate at Remax Select One.
Phone: 714-334-7808. Tony@HunthausenGroup.com.
Helping One Homeowner At A Time
View My homes for sale at www.SellingHuntingtonBeach.com.
Tony Hunthausen specializes in loan modification assistance and short sales in Huntington Beach California. Huntington Beach Loan Modification Help, Huntington Beach Short Sales. Huntington Beach Short Sale Realtor Short Sale Realtor. Huntington Beach CA Short Sales. Huntington Beach Realtor.
Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Hunthausen’s personal views and do not reflect the views of Remax Select One. This information on Foreclosure Prevention Question: My house is in foreclosure? When will I have to move out is provided as a courtesy to our viewers to help them make informed decisions.